Overstretched and Overdrawn

A survey of bookman hardship Overstretched and Overdrawn, conducted by National Union of Students Scotland gives us an cast off at the impact of the economic temper on scholars who atomic number 18 forced to bring in in addition to be fitting to afford the costs of living. The piece of music shows the measure of students working long hours to try to pickle with their mercantile debts, more(prenominal) than than 70 per penny of students work more than recommended 10 hours a week.We atomic number 18 given information on the proportion of different types of debt that students are trussed up with for example commercial debt and student loan. Commercial debt applies to more than half of the surveyed students and 2 thirds of students own money to family and friends. Young students are less concerned about be in debt than mature students where students from poor dry land are more afraid of commercial debt that those from better background.The number of working students fie ldes more than 50 per cent of surveyed students, with more than 70 per cent of them working longer hours during term-time than the recommended 10 hours a week. Working students are more likely to be those with commercial debt. The report shows that the Government is concerned about student debt. They provide the grant to the very poorest students and provide student parents but the amount of support provided is limited and the solution of moving from loans to grants is non enough. PurposeThe aim of this report is to bring cognisance of the raising debt problem among young heap. render what kind of financial difficulties young muckle meet on their way to reach their goal of better life and in some cases their choice is not to interpret to avoid those financial problems. Reader The design audients of this report would be mainly people involved with NUS therefore their employees who would be implicated in their work output as well as government and some other institutions wh o could gain from information and statistics shown in the report.Effectiveness do Structure and Layout Language The report is indite in a formal voice communication but it doesnt cause the difficulties with concord as it is in clear English, e. g. sooner of looking into the amount of debt students are in, NUS Scotland valued to explore what type of debt students are in, which students are most affected by debt, and which debts were of the superior worry to students. The sentences are expanded and stop a logical order.